Terms of Use & Disclaimer
Terms of use
FreeLegacyReport.com (the “Site”) is owned and operated by SMIB Management, Inc. (“SMIB,” “we,” “us”), 8330 Allison Ave, Suite E, La Mesa, California 91942. By using the Site, you agree to these terms. If you do not agree, please do not use the Site.
Information only, not advice
The content on the Site, including the “Would your family know where to start?” assessment and its results, is general information provided for educational purposes. It is not legal, tax, investment or financial advice, and it is not a substitute for advice from a qualified professional who knows your situation. Assessment results are a starting point for a conversation, not a diagnosis of your affairs. Do not act or refrain from acting based only on information from the Site.
We are not attorneys
SMIB Management is not a law firm and does not provide legal services. We do not draft wills, trusts, powers of attorney, healthcare directives or other legal documents, and we do not give legal opinions. Where a Client Pulse+ Report identifies a document that may be missing or out of date, we will recommend that you work with a licensed attorney of your choosing, and with your permission we will coordinate with that attorney.
Tax professional disclosure
Tax services are provided by James Harnsberger, EA. An Enrolled Agent (EA) is a federally authorized tax practitioner licensed by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. SMIB does not sell insurance, securities or investment products through the Site.
No client relationship
Using the Site, completing the assessment, submitting a form or receiving a free Client Pulse+ Report does not by itself create a client, fiduciary or professional relationship with SMIB or any of its professionals. A client relationship begins only when you and SMIB sign a written engagement letter. Please do not send confidential or time-sensitive information through the Site’s forms.
The free report
The Client Pulse+ Report offered on the Site is provided at no charge and with no obligation to purchase anything. Preparing a report depends on the information and documents you choose to share, and its accuracy depends on them being complete and correct. Any additional services we discuss with you afterward are optional and would be described, and priced if applicable, in a separate written agreement before any work begins.
No guarantees
We work to keep the Site accurate and current, but laws and circumstances change, and the Site may contain errors or out-of-date information. The Site and its content are provided “as is,” without warranties of any kind. We do not guarantee any particular result, savings, refund or outcome. Any mention of potential savings or missed deductions describes what a review may look for, not what it will find.
Limitation of liability
To the fullest extent allowed by law, SMIB and its owners, employees, contractors and agents are not liable for any indirect, incidental, special or consequential damages, or for any loss arising from your use of, or reliance on, the Site or its content. Nothing in these terms limits any liability that cannot be limited under applicable law.
Using the Site
Please use the Site only for lawful purposes. Do not submit false information or someone else’s information without their permission, attempt to disrupt the Site, or use automated tools to submit forms. We may remove submissions or block access that we believe violates these terms.
Content and trademarks
The text, design, images and video on the Site belong to SMIB or are used with permission. Video and images on the Site are illustrative and portray models or digitally created scenes, not actual clients. You may view and print pages for your own personal use, but please do not copy or republish Site content without our written permission.
Other websites
Links to other websites are provided for convenience. We are not responsible for their content or practices.
Privacy and accessibility
Our Privacy Policy explains how we handle the information you share. Our Accessibility Statement describes our commitment to making the Site usable by everyone.
Governing law
These terms are governed by the laws of the State of California, without regard to its conflict-of-law rules.
Changes
We may update these terms from time to time. The effective date at the top shows when they last changed. Continuing to use the Site after a change means you accept the updated terms.
Contact us
SMIB Management, Inc.
8330 Allison Ave, Suite E
La Mesa, CA 91942
(619) 592-2594
support@smibmanagement.com